Well my credit card had a limit of only €1000, I ran it up to €1100 (with hefty overlimit fees) I wrote to them saying that I wished to cancel and could they invoice me for the balance, but the maximum I could pay was €2 a week (I'm on disability due to cancer), but only directly to their creditors as it was my right to refuse to deal with a financially bankrupt organisation (though it's probably not).
They said I couldn't cancel (although I'd regard that as normal contract law), cited some BS small print, they didn't cancel it, and kept sending me normal credit card bills and adding on interest and late fees.
Then they started calling my mobile phone and my families home phone with calls from a private number, 3 times a day, twice a week. I blocked the calls to my mobile with an program, and wrote to them to say (truthfully) that I no longer lived at home and that calling a family member to demand payment of a debt was a breach of the law. I let it go on for a while, they sent me lots of letters, when I got the first letter from their "solicitors" (which is really a jackass on a photocopier) I wrote back saying that I looked forward to being brought to court and I'd rather die than pay them anything. I also asked to be taken off the mailing list saying further correspondence would constitute "mischievous nuisance".
I told the poor call centre drone that the matter had been resolved and to take me off the calling list. Haven't heard a peep from them since, guess they have bigger problems now.
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